NESPRESSO INISSIA STARTER PLAN 
 TERMS AND CONDITIONS
            
            
              1. AGREEMENT/AMENDMENT
            
            
              The Nespresso Inissia Starter Plan Terms and Conditions (the “Agreement”) constitutes a legal and, binding
              agreement between Novateur Coffee Concepts Inc. (the “Seller”) and the customer identified in the order
              form
              (the “Customers” or “Customers”). The Agreement states the terms in which the Seller provides a Nespresso
              Inissia Starter Plan (the “Plan”) to the Customers. The “Effective Date” of the Agreement shall be the
              date
              upon which the Customers successfully purchase the Plan on its available Nespresso Philippines channels,
              where the placement of order and payment successfully pushes through. The Seller may amend the Agreement
              as
              the need requires without prior notice. By agreeing to the Terms and Conditions, the Customers agrees to
              the
              terms of the Agreement.
            
            
              2. WHAT THE INISSIA STARTER PLAN IS AND HOW IT WORKS
            
            
              Customers can enjoy ₱6,500 OFF with 0% interest on a 12-month installment payment period on the Inissia
              coffee machine purchased through www.nespresso.ph (the “Nespresso Online Store”) along with ₱2,000 MONTHLY
              ONLINE STORE CREDITS for 12 months.
            
            How the Inissia Starter Plan
              works:
            
              - Customers must create an account or must have an active account on the
                Nespresso Online Store to avail of the Inissia Starter Plan.
- Customers may avail of the Plan on the Nespresso Online Store with ₱2,250
                monthly credit card installment payment for 12 months (0% interest with 12-month commitment period).
              
- The first installment payment of ₱2,250 will be charged upon successful
                purchase of the Plan, where the following products and services are included within the standard
                delivery
                lead time (1-3 working days within Metro Manila, 10-15 working days within Provincial Areas) of
                Nespresso
                Online Store:
                
                  - Inissia Machine (color based on customers' choice)
- Original Machine Complimentary Capsules (7 capsules)
- 1st month ₱2,000 monthly online store credit converted into 5 Nespresso
                    Coffee
                    Sleeves (equivalent to 50
                    Nespresso Coffee Capsules)
- Free delivery
 
- For the next 11 months, customers will be charged ₱2,250/month and the
                ₱2,000
                monthly online store credits will be automatically credited in their Nespresso Credits (Nespresso
                e-wallet) Monthly online store credits will be issued on the same day as the original purchase each
                month.
              
              
                | PRODUCT | SRP | PLAN SRP | SAVINGS | 
              
                | Nespresso
                  Inissia (with free shipping) | ₱9,500 | ₱250
                  monthly
                  installments * 12 months = ₱3,000 | ₱6,500 | 
              
                | Five
                  (5)
                  Coffee
                  Sleeves for the first month | ₱2,100 | ₱2,000 | ₱100 | 
              
                | ₱2,000
                  online
                  store credits for second to twelfth month | ₱2,000 | - | - | 
              
                | TOTAL SAVINGS | PHP
                  6,600 | 
            
            
              Customers are eligible to purchase and sign-up for only one (1) Inissia Starter Plan per account until the
              end of
              the commitment period.
            
            3.
              MONTHLY
              ONLINE STORE CREDITS
            
              The ₱2,000 monthly online store credits may be used to purchase any Original Coffee blend and/or
              accessories
              available at the Nespresso Online Store. Nespresso coffee machines are excluded. The
              online
              store credits may not be used to pay for the corresponding shipping fees of purchases from the Nespresso
              Online Store.
            
            Credits are non-transferrable and non-convertible to
              cash.
            
            
              4. PAYMENT OPTIONS
            
            
              The Plan is open to BDO, BPI, HSBC, and Metrobank credit cardholders whose cards are issued in the
              Philippines (“Cardholder/s”) and are in good credit standing during the Plan period. For avoidance of
              doubt,
              a BDO, BPI, HSBC, or Metrobank credit card is in good credit standing if there is no reason for BDO, BPI,
              HSBC, or Metrobank to restrain, suspend, cancel, withdraw or terminate the card pursuant to their
              Cardholder
              Terms and Conditions as well as Legal and Compliance Policy considerations.
            
            Debit cards and corporate cards are
              excluded from the list of accepted payment methods for this plan.
            
            4.1.
              ACCEPTABLE/ELIGIBLE CREDIT CARDS
            
              - 4.1.1 All BDO credit card cards
- 4.1.2 BPI
                
                  - BPI Amore Cashback Card
- BPI Amore Platinum Cashback Card
- BPI Corporate Card
- BPI Gold Rewards Card
- BPI Platinum Rewards Card
- BPI Rewards Card
- BPI Signature Card
- Petron BPI Card
 
- 4.1.3 HSBC Credit Cards
                
                  - HSBC Live
- HSBC Premier Mastercard
- HSBC Red Mastercard
- HSBC Gold Visa Cashback
 
- 4.1.4 All Metrobank Credit Cards
                
                  - Metrobank Peso Visa / Mastercard
- Metrobank Vantage Visa / Mastercard
- M Mastercard
- Titanium Mastercard
- Platinum Mastercard
- World Mastercard
- PSBank Credit Mastercard
- NCCC Mastercard
- Toyota Mastercard
- Robinsons Mastercard
- Rewards Plus Visa
- Femme Visa
- Femme Signature Visa
- Cashback Platinum Visa
- Travel Platinum Visa
- Travel Signature Visa
 
4.2.
              PAYMENT TERMS
            
              
                
                  |  | Machine | Credits | Total Credit Card Charge | 
              
              
                
                  | 1st Month | PHP 250 | PHP 2,000 | PHP 2,250 | 
                
                
                
                  | 2nd Month | 250 | 2,000 | 2,250 | 
                
                  | 3rd Month | 250 | 2,000 | 2,250 | 
                
                  | 4th Month | 250 | 2,000 | 2,250 | 
                
                  | 5th Month | 250 | 2,000 | 2,250 | 
                
                  | 6th Month | 250 | 2,000 | 2,250 | 
                
                  | 7th Month | 250 | 2,000 | 2,250 | 
                
                  | 8th Month | 250 | 2,000 | 2,250 | 
                
                  | 9th Month | 250 | 2,000 | 2,250 | 
                
                  | 10th Month | 250 | 2,000 | 2,250 | 
                
                  | 11th Month | 250 | 2,000 | 2,250 | 
                
                  | 12th Month | 250 | 2,000 | 2,250 | 
                
                
                  | Total Subscription Plan | PHP 3,000 | PHP 24,000 | PHP 27,000 | 
              
            
            5.
              PROMO
              PERIOD
            The Plan promo period shall run from
              September
              1, 2025 onwards. The Seller reserves the right to end the promotional period at any time without prior
              notice.
            
            
              5. DISCLAIMER ON WARRANTIES
            
            
              The Plan comes with a 1-year local warranty starting from the purchase date. We highly encourage customers
              to register their machines on their Nespresso Online Account.
            
            
              The process for service and repair is through pick-up and delivery. A service unit will be issued as a
              temporary unit (subject to availability), applicable only for Metro Manila area.
            
            
              For customers in provincial areas, arrangement for the shipment of their machine to Nespresso Philippines’
              Pasig repair center shall be made by the customer.
            
            
              7. RENEWAL
            
            
              Customers may opt to renew their Plan before the 12-month lock-in period expires. An additional 5% in
              Nespresso online credits will be given to the customers. As an example, if the Inissia Starter Plan
              Monthly
              Credit is ₱2,000, Customers will receive ₱2,100 in monthly online store credits under the Renewed Plan,
              which will be automatically added to their Nespresso Online Account.
            
            
              Should the customers opt not to renew the Plan, any unused and accumulated online store credits after the
              12-month lock-in period will be safely stored in the Customers’ Nespresso Online Account for a period of
              six
              (6) months and may still be used to purchase any Original Coffee blend and/or accessories.
            
            8.
              CANCELLATION
            
              Customers may cancel their Plan anytime before the end of the 12-month commitment period. In such cases,
              the
              Customer is liable to immediately pay a pre-termination fee of ₱6,500 covering the discounted amount of
              the
              machine, plus pre-termination administrative fees if any. 
            
              8.1. PROCESS
            
            
              To cancel their Plan, Customers may complete the cancellation request form available on the Cancellation
              Page. The Customers will receive an email through their registered email address on the Nespresso Online
              Store with the pre-termination fee details and payment instructions. Once payment has been settled, the
              Seller will send a notification email to the Customers that the Plan has been cancelled.
            
            
              Customers are also responsible for notifying their credit card provider of the cancellation, as it is
              subject to the credit card issuer’s cancellation policy. Any fees, terms, or conditions imposed by the
              issuer will apply and must be managed directly with the credit card provider.
            
            8.2.
              UNUSED MONTHLY ONLINE CREDITS
            
              Any unused credits may still be used, however the succeeding monthly online store credits will be
              forfeited
              upon approval of cancellation. Once forfeited, monthly online store credits cannot be reinstated or
              refunded. 
            8.3.
              REVERSAL CHARGES
            Customers may coordinate directly with their bank or
              credit card provider to
              reverse the charges.
            9.
              RETURNS
            
            The Inissia machine purchased through the Plan is
              non-returnable, even if the
              Plan has been cancelled.
            Per DTI Fair Trade Permit No.
              FTEB-234173
              Series of 2025
            
              For other inquiries, you may reach our Customer Relationship Center hotline at 8477-7870 or
              1800-10-8477-7870
              (toll-free) from Monday to Saturday, 9 AM-6 PM, except on holidays.
            
           
          
            By clicking Next, you are agreeing to the terms and conditions specified for the Inissia Starter Plan.